Are you frustrated by low traditional savings and CD interest rates?  We can help you secure a higher fixed interest rate.


5 Year/60 Month MYGA

6 Year/72 Month MYGA

7 Year/84 Month MYGA

10 Year/120 Month MYGA

20 Year/240 Month MYGA​​

Chart above is not a specific offer.  Provided only for educational purposes.  EXAMPLE of  UNCAPPED 50% Participation of S&P500 price index with NO Spread and NO Riders.

Below is a VIDEO that may help you better understand Participation Rates and Optional Spreads.

Tim Money is an independent agent. Independence, allows Tim to assist his clients in comparison of numerous offers from multiple highly rated companies.  Taking the time needed to understand your goals and explain the details of appropriate plans.  Tim began his career in 1994 and is licensed by the State of Texas with additional licensing in New Mexico, Kansas and Oklahoma.  Money Financial Services has offices in Amarillo and Lubbock and serves clientele throughout the region.  Bankers, attorneys, builders, ranchers, farmers, engineers, physicians, business owners, realtors are only some of the diverse careers of our clientele.  Tim assists both pre-retirees and those that have already retired, specializing in age 55 and up.

Gain the confidence to participate in market indexes without risking your current balances.  Indexing can protect principal while linking only the interest from the principal to the volatile market.  The financial instruments used allow participation in market index gains while eliminating the possibility of loss due to negative markets.  By strategically resetting at precise periodic intervals, returns are realized and locked in and can never be lost to the market.  With stocks and mutual funds, one can't own the instrument and the gains simultaneously. To lock in a gain, you have to sell the investment. Then what do you do? Let us show you how you can own both the strategy and the results (gains) simultaneously. This eliminates a lot of difficult emotional decision-making and protects you from taxes. Traditionally one would have to sell to lock in a gain. Since this is not required, no taxable event takes place. IRAs, Roth IRAs, 401k rollovers as well as non-qualified dollars can all benefit from these plans.
We invite you to schedule a complimentary second opinion visit with Tim so that he can show you how to empower your portfolio with the latest techniques which eliminate market risk while preserving powerful growth opportunities.

Never again have to wonder whether your advisor is making the right decision to buy or sell at exactly the right time.  Remember, you can't get a second opinion from the person who gave you the first. You already know their views and you may own their products.  

Call Tim's office at 806-352-5688 today to schedule a complimentary get acquainted visit.  You will be under no obligation and there will be no cost to you.  However, you will become empowered with new information that will be good news to your portfolio.